The problem
Financial covenants — the agreements FMO makes with borrowers on ratios, limits and obligations — were tracked manually in spreadsheets. Risk teams worked reactively: breaches were discovered too late or missed entirely. Pressure on portfolio managers was high, the margin for error unacceptable.
What was built
An automated covenant management application in Mendix, fully integrated with Camunda for workflow orchestration. The app monitors covenants in real time, logs actuals, triggers Early Warning Signals and automatically forwards them to FMO's REACT platform. Portfolio managers see their entire portfolio in one screen, sorted by risk.
Mendix
Camunda
Workflow automatisering
Finance
REACT-integratie
✓ Proactive compliance monitoring. Breaches are flagged before they escalate. No more missed signals.
What this solved
→
Manual spreadsheet tracking replaced by real-time monitoring
→
Camunda workflow integration for structured escalation paths
→
Automatic EWS signalling to the REACT platform
→
Risk teams now work proactively instead of reactively
The problem
Contractor management was fragmented across departments and systems. No single source of truth. SAP was structurally out of sync, leading to errors in quote management and contract processing. Employees compensated with Excel and Outlook.
What was built
Three integrated Mendix portals: one for contractors, one for internal employees and a data layer connecting both. Real-time bidirectional SAP synchronisation and a dynamic quote wizard that structures and accelerates contract management.
✓ Faster processing, higher data quality, higher satisfaction among contractors and internal team.
Mendix
SAP-integratie
Multi-portal
Energy
The problem
Premium calculation was a manual and error-prone process. At the same time, six Mendix applications were running on outdated versions the organisation depended on but nobody understood well anymore. Technical debt was accumulating.
What was built
A new premium calculation application with end-to-end automated calculation. At the same time, all six legacy applications were upgraded to Mendix 9, including a MAUI Living Style Guide for UI consistency across all apps.
✓ Automated premium calculation. One consistent design system across six applications.
Mendix rescue
Mendix upgrade
MAUI Style Guide
Insurance
The problem
Booking train tickets across 30 European countries required one reliable platform robust enough for operational use but simple enough for travellers from all backgrounds. The existing system could not deliver this scale and usability.
What was built
A complete Mendix booking application with both e-ticket and paper ticket flows. Built with an Agile focus on usability and operational reliability, aligned to the complexity of international rail travel.
✓ Streamlined booking across 30 countries. Demonstrably higher customer satisfaction after go-live.
Mendix
Ticketing
UX
Internationaal
The problem
Caravankoopwijzer.nl was at risk of going offline due to an expiring vendor contract. ANWB had no internal Mendix capacity to rebuild, and the time pressure was high. Data loss was unacceptable.
What was built
Full rebuild of the platform with secure API data migration. Alongside the delivery, two ANWB employees were coached to independent Mendix capability so the organisation can manage the application itself.
✓ Continuity secured. No data loss. Internal Mendix knowledge built.
Mendix rescue
Platform migratie
Kennisoverdracht
The problem
An outdated WordPress CMS was a security risk and could not support the branded, interactive publishing flow two education organisations needed. Editors had no control over layout and could not add data visualisations.
What was built
A secure Mendix CMS with dual-brand theming for two organisations, a flexible component architecture and a built-in Plotly chart builder. Non-technical editors can now independently build and publish interactive publications.
✓ Full editorial control. Security risks removed. No more technical dependency.
Mendix CMS
Dual-brand
Plotly
Government
The problem
The mobility platform for card usage at fuel and public transport had to be rebuilt. The existing architecture was not scalable and the user experience for employees and administrators was substandard.
What was built
Rebuilt Mendix mobility platform with refined user stories, structured process flows and secure API-driven data exchange. Two separate interfaces: one for employees, one for administrators.
✓ Modernised platform with better user experience and higher operational efficiency.
Mendix
API-integratie
Mobility
The problem
Innovation in public services requires faster execution without losing governance. Business, IT, policy and legal stakeholders all need to be on board, but rarely move at the same pace.
What was built
Innovation programmes from idea to pilot, with AI and low-code implementation patterns aligned to compliance, architecture and adoption. Including stakeholder alignment and project governance across multiple organisational layers.
✓ Faster innovation cycles with clear governance and supported decision making.
AI-implementatie
Low-code
Innovatiestrategie
The problem
Citizens and support workers lacked a clear overview of the financial consequences of permanent separation. Decision making in a sensitive situation requires clear, personalised information about benefits, allowances and long-term impact.
What was built
A digital impact tool that models short and long-term financial consequences based on the personal situation. Built to make complex policy logic accessible for people in a vulnerable position.
✓ More clarity for citizens. Usable outcomes for support workers. Policy-relevant data for VWS.
Digitale tool
Beleidsimplementatie
Government
The problem
Government organisations were dependent on closed vendor solutions for citizen communication. Municipalities needed an open, accessible messaging service they could implement and manage themselves.
What was built
An open source messaging service, developed with public partners, aimed at accessible implementation at municipalities. Focus on low technical barrier and demonstrable user preference over existing alternatives.
✓ Practical public messaging infrastructure. Demonstrable user preference in municipal pilots.
Open source
Government
Burgercommunicatie
The problem
AI and ML product ideas needed technical validation, delivery structure and a product strategy before scaling was responsible. Without that foundation, enthusiasm quickly leads to wasted investment.
What was built
Product roadmaps, PoCs and MVPs built with Lean Startup execution and aligned engineering delivery across multiple project streams. Every step focused on validation before the next is taken.
✓ Better investment decisions. Faster route from concept to usable product.
AI/ML
Product strategie
Lean Startup
MVP
The problem
Internal assignment matching and recruitment operations were too manual. This limited scalability and delayed decisions. The team lacked structure in their backlog and a data-driven way of working.
What was built
A product-driven roadmap and execution approach for internal CRM automation, supported by Agile delivery, analytics implementation and tight backlog management. Focused on structure the team can maintain themselves.
✓ More efficient matching operation. Stronger data-driven way of working.
CRM automatisering
Analytics
Agile delivery
